For Massachusetts Educators
Student Loan Relief for Educators
Public school teachers and staff may qualify for federal loan forgiveness. Most never get a clear plan. We'll review your loans with you, free.
Get My Free Loan ReviewHow it worksStop Overpaying on Your Student Loans
Educators often qualify for programs they never apply for, or sit on a plan that doesn't move them toward forgiveness. Here's what we look at with you.
Why Educators Book This Review
Public Service Loan Forgiveness
Public school employers qualify. PSLF can forgive your remaining federal Direct Loan balance after 120 qualifying payments.
Teacher Loan Forgiveness
Eligible teachers at qualifying low-income schools may receive up to $17,500 in forgiveness after five years of service.
Right plan, right loans
We check your loan types, repayment plan and employment certification so your payments count.
Clear timeline
See how many qualifying payments you have and when you could be eligible.
Retirement alongside
Plan your 403(b) or 457 savings together with your loan strategy.
Free, no obligation
One-on-one review at no cost. You never pay to apply for federal forgiveness.
Simple Next Step
One conversation. A clear plan. No cost and no obligation.
Book Your Free Review
Pick a time that works for you. Calls take about 30 minutes.
We Review Your Loans
Together we look at your loans, plan and school employment on studentaid.gov.
Get Your Action Plan
You leave with clear next steps, and we follow up to keep you on track.
Your Questions Answered Simply
Who is this for?
Massachusetts public school teachers, paraprofessionals, counselors, administrators and other school staff with federal student loans.
What should I have ready?
Your studentaid.gov login, your school employer name and start date, and a recent loan statement. If you don't have everything, that's okay.
Is this really free?
Yes. The review is free with no obligation. Federal forgiveness applications are also free, and nobody should charge you to file them.
Do you work for the government or my loan servicer?
No. Prospirion is an independent firm. We help you understand your options; your servicer and the Department of Education decide eligibility.
What happens after the review?
You get a written action plan. We'll check in to help you stay on schedule and can also help with retirement planning if you'd like.
Ready to Lower Your Student Loan Stress?
A 30-minute review could save you years of payments. Book yours today.
Get My Free Loan Reviewยฉ 2026 Prospirion LLC, All Rights Reserved
Privacy Policy | Terms of Service
Prospirion is not affiliated with the U.S. Department of Education or any loan servicer. Eligibility for federal forgiveness programs is determined by your servicer and the Department of Education. Educational information only, not legal or tax advice.
Book Your Free Loan Review
Pick a time that works for you. Bring your spouse if you like.